Murray Gardiner is director of Bluecode Africa. He has been at the forefront of financial inclusion in Africa for more than 30 years.
Digital payments holds the power to Africa's development

The statistics that hover uncertainly around Africa are not ones that should make the continent proud. However, a young population, a growing consumption market, and the rapid movement towards mobile inclusion and connectivity are shifting the conversation...

By Murray Gardiner 22 Oct 2020

#BizTrends2020: Disrupting legacy African payments - going digital

A country's payments system is probably not the first thing we think of when we think about the challenge of economic development. But payments are key to the bottom-up economic growth urgently needed...

By Murray Gardiner 17 Jan 2020

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