DHFS' Levin Born says, “Save a minimum of 50% of your bonus this year. Open a savings account if you don't already have one; invest in a savings policy; don't splurge. Run your household as you would a business - cut costs.” With your bonus safely in a savings account, it gives you access to ‘cash' when you need it and reduces the need for credit which is by nature incrementally increased every month.
Born further warns that “the majority of South Africans live at a Zero Sum meaning that everything that comes in, goes out, and are therefore technically bankrupt.”
Through an original and progressive consultancy approach, the company applies its extensive knowledge in the credit and debt control industry to re-align business inefficiencies as well as rehabilitate consumer insolvencies.
For more details, visit: www.dhfs.co.za