Carefully weigh up the following advantages and disadvantages of cash purchases before making a decision:
Advantages of a cash purchase
Disadvantages
Obviously, the decision about how to pay for your home is a personal one, but you should definitely not decide to do away with a bond and part with a large amount of cash on the spur of the moment. You really must seek professional help to make a proper assessment of your overall financial situation and long-term investment plans before you make such a major move.